As a Mortgage Agent Level 2 in Windsor, Ontario, I combine a client-first approach with a robust background in business and financial operations. Over the years, I have underwritten and reviewed more than 500 mortgage files, giving me extensive experience structuring complex commercial loans — including multi-unit residential, commercial plazas, and medical/dental office financing — as well as navigating residential and triple-net commercial leases. My expertise in building detailed proformas and financial models allows me to provide clients with clear projections, risk assessments, and strategic insights that support confident decision-making.
This commercial expertise, paired with a commitment to simplifying the process, enables me to make even the most complex transactions clear, stress-free, and tailored to each client’s unique needs. Whether you’re purchasing your first home, refinancing multi-unit assets, or securing financing for a new commercial development, I am committed to delivering honest advice and customized solutions. When I’m not helping clients, I spend my time with family, exploring great food, and giving back to the community. I’m also an avid golfer, where the discipline and focus of the game mirror my approach to helping clients achieve their financial goals.
Please call me for all of your mortgage needs at (519) 257-1828 or email me at mikericcardi@clovermortgage.ca today!
| TERMS | FIXED | VARIABLE | PRIVATE 1ST MORTGAGE | PRIVATE 2ND MORTGAGE |
|---|---|---|---|---|
| 5 Year | 3.99% | 3.54% | ||
| 4 Year | 3.99% | |||
| 3 Year | 3.79% | 3.65% | ||
| 2 Year | 4.29% | 8.99% | 9.99% | |
| 1 Year | 4.69% | 5.99% | 7.99% | |
| 7 Year | 4.59% | |||
| 10 Year | 5.24% |